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If you have had a loan, credit card or finance of any kind in the last 6 years it is likely that you would have been offered Payment Protection Insurance. What you may not know however is that this payment protection insurance may have been mis-sold and you could be entitled to reclaim all of it back. The Payment Protection Insurance Scandal has been littered across the tabloids in recent months as numerous banks and lenders were fined by the Financial Services Authority for the way in which they mis-sold the protection Insurance.

This insurance policy is taken out by consumers who are looking to protect themselves in the event of an accident or sickness where they may not be able to repay the loan or credit they obtained. In theory these policies sound fantastic but the reality is not so great. It is estimated that there are 20 million mis-sold PPI policies in the UK and right now thousands of consumers are reclaiming these payments with average payout of £2500. Not only are consumers able to Reclaim Bank Charges for the way in which it was sold but they are also able to reclaim all interest and charges accumulated during the term of the policy. This as I’m sure you will agree sees a tidy sum of money being returned to any consumer who has been mis-sold this Insurance Policy. We offer a No Win No Fee service for reclaiming mis-sold PPI and we also provide this service with no upfront payment.

Outside of the mis-selling of PPI another industry which has seen consumers rights taking priority is the ability to reclaim excessive fees on Credit Card Charges. The Office of Fair Trading recent ruled that any charges imposed on consumers over £12.00 could be reclaimed as these fees are considered unfair and excessive. If you consider that lenders and banks would often charge as much as £30.00 for late fees or over stepping your credit limit consumers can now reclaim all of these charges. We again can help with reclaiming all of these fees and we do so again with a No Win No Fee Service with no upfront payment required.

If you have had credit cards or loans over the past 6 years it is highly advisable to check if you have had PPI or had excessive charges imposed upon you because you can now reclaim all this money using our No Win No Fee Service.

Claims normally take up to 4 months but considering all the paper work and claims process is dealt with my our dedicated claims handlers you can rest assured that your case is being handled by dedicated professionals. Upon instruction we will start your claim within 24 hours and will keep you updated all of the way through the process. This service is No Win No Fee so you really have nothing to worry about. Contact us now.

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